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These terms define the basic conditions, procedures, rights, and obligations for using the exchange fee payback information services provided by PaybackMyFee.

PaybackMyFee provides partner exchange links, fee information, estimated payback calculations, and related guidance. The service does not provide investment advice, financial advice, trading signals, or asset management services.

Payback rates, eligibility standards, and settlement timing may vary depending on exchange policies, partner conditions, and each user's trading status. Estimated amounts shown on the website are for reference only and do not guarantee actual payment amounts.

Users are responsible for their own decisions regarding exchange signup, trading, deposits, withdrawals, and related actions. Losses from cryptocurrency or derivatives trading belong solely to the user.

PaybackMyFee may change or suspend all or part of the service due to operational needs, changes in partner terms, technical issues, applicable laws, or exchange policy changes.

These terms may be updated according to service operations. Important changes will be announced through the website.